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Homeowners Insurance in and around Morgantown

Would you like to create a personalized homeowners quote?

Welcome Home, With State Farm Insurance

Everyone knows having fantastic home insurance is essential in case of a tornado, windstorm or blizzard. But homeowners insurance is about more than covering natural disaster damage. Another helpful thing about home insurance is its ability to protect you in certain legal situations. If someone gets hurt at your residence, you could be on the hook for the cost of their recovery or their hospital bills. With good home coverage, your insurance may cover those costs.

Looking for homeowners insurance in Morgantown?

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Homeowners Insurance You Can Trust

Homeowners coverage like this is what sets State Farm apart from the rest. Agent Baker Gardner can be there whenever you have problems at home, to get you back in your routine. State Farm is there for you.

As a value-driven provider of home insurance in Morgantown, KY, State Farm aims to keep your home protected. Call State Farm agent Baker Gardner today for a free quote on a home policy.

Have More Questions About Homeowners Insurance?

Call Baker at (270) 526-5582 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Common rental scams and landlord frauds

Rental and landlord scams are more common than you think. Learn ways to tell if a rental is legitimate and how to avoid apartment scams.

Can you really save if you choose to bundle insurance?

Bundling insurance, such as auto and home insurance, can be a great way get discounts — but that’s not all! We share some insights about why bundling makes sense for savings and more.

Help protect your home against common causes of house fires

Devastating home fires are an unfortunate reality. Learn about the causes of house fires and precautions to help prevent a fire before it starts.

The importance of safety glasses and when to wear them

Learn about the importance of wearing eye protection, the different types and features that can help increase your safety and prevent eye injury.

Profile photo of a State Farm Agent named: Baker Gardner

Baker Gardner

State Farm® Insurance Agent
Office Address:
219 South Main Street
Morgantown, KY 42261-7236
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Baker Gardner

Baker Gardner

State Farm® Insurance Agent
Office Address:
219 South Main Street
Morgantown, KY 42261-7236
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Common rental scams and landlord frauds

Rental and landlord scams are more common than you think. Learn ways to tell if a rental is legitimate and how to avoid apartment scams.

Can you really save if you choose to bundle insurance?

Bundling insurance, such as auto and home insurance, can be a great way get discounts — but that’s not all! We share some insights about why bundling makes sense for savings and more.

Help protect your home against common causes of house fires

Devastating home fires are an unfortunate reality. Learn about the causes of house fires and precautions to help prevent a fire before it starts.

The importance of safety glasses and when to wear them

Learn about the importance of wearing eye protection, the different types and features that can help increase your safety and prevent eye injury.