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Homeowners Insurance in and around Morgantown

Would you like to create a personalized homeowners quote?

Home Is Where Your Heart Is

Your house isn't a home unless your protected with State Farm. This excellent, secure homeowners insurance will help you protect what you value most.

Protect what's important from the unanticipated.

The key to great homeowners insurance.

Don't Sweat The Small Stuff, We've Got You Covered.

State Farm's homeowners insurance shields your home and your memorabilia. Agent Baker Gardner is here to help build a policy with your specific needs in mind.

Your home is a big deal, but unfortunately, the unpredictable circumstance is not off the table. That's why you need State Farm's homeowners insurance. Plus, if you need some more air space, our bundle and save option could be right for you. Baker Gardner can help you get the home coverage you need!

Have More Questions About Homeowners Insurance?

Call Baker at (270) 526-5582 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

How to keep birds away from your house

If birds or geese are a problem in your yard, becoming a nuisance to you and your family, these deterrent tips may help you keep unfriendly fowl at bay.

Sauna benefits, types and safety tips

A good steam bath is invigorating. Learn the benefits of saunas and the best way to use them with these simple but important safety tips.

Reduce your home’s carbon footprint with solutions for a more sustainable home

State Farm teams up with WattBuy to calculate your home carbon footprint to find renewable energy options in your area.

What to do after a hurricane

Helpful tips to prevent further water damage, safely begin cleaning up and finding a contractor to help repair damage to your property.

Profile photo of a State Farm Agent named: Baker Gardner

Baker Gardner

State Farm® Insurance Agent
Office Address:
219 South Main Street
Morgantown, KY 42261-7236
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Baker Gardner

Baker Gardner

State Farm® Insurance Agent
Office Address:
219 South Main Street
Morgantown, KY 42261-7236
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

How to keep birds away from your house

If birds or geese are a problem in your yard, becoming a nuisance to you and your family, these deterrent tips may help you keep unfriendly fowl at bay.

Sauna benefits, types and safety tips

A good steam bath is invigorating. Learn the benefits of saunas and the best way to use them with these simple but important safety tips.

Reduce your home’s carbon footprint with solutions for a more sustainable home

State Farm teams up with WattBuy to calculate your home carbon footprint to find renewable energy options in your area.

What to do after a hurricane

Helpful tips to prevent further water damage, safely begin cleaning up and finding a contractor to help repair damage to your property.